Name: Capital Market Publishers India Pvt. Ltd.
Telephone: 91-22-25229720

24 Jul, 10:39 - Indian

SENSEX 80205.88 (-0.28)

Nifty 50 24429.45 (-0.20)

Nifty Bank 51523.9 (-0.49)

Nifty IT 40178.45 (0.33)

Nifty Midcap 100 56689.5 (0.72)

Nifty Next 50 71917.5 (0.40)

Nifty Pharma 20822.15 (0.32)

Nifty Smallcap 100 18630.4 (1.25)

24 Jul, 10:39 - Global

NIKKEI 225 39228.6 (-0.92)

HANG SENG 17348.83 (-0.69)

DOW JONES 40358.09 (-0.14)

S&P 5555.74 (-0.16)

BSE Code : 532461 | NSE Symbol : PNB | ISIN : INE160A01022 | Industry : Banks |

Quarterly Results

Particulars (₹ Cr)	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Interest Earned	28113.43	27287.81	26354.92	25145.46
Other Income	4,247.61	2,673.84	3,028.28	3,433.81
Total Income	32,361.04	29,961.65	29,383.20	28,579.27
Interest Expended	17,750.32	16,995.02	16,432.00	15,641.21
Operating Expenses	8,195.04	6,635.92	6,734.77	6,970.07
Total Expenditure (excluding Provisions and Contingencies)	25,945.36	23,630.94	23,166.77	22,611.28
Operating Profit(before Provisions and Contingencies)	6,415.68	6,330.71	6,216.43	5,967.99
Provisions(other than tax) and Contingencies(net of write backs)	1,588.05	2,739.11	3,444.18	3,965.26
Exceptional Items	0.00	0.00	0.00	0.00
Other Adjustments Before Tax	0.00	0.00	0.00	0.00
Profit from ordinary activities before tax	4,827.63	3,591.60	2,772.25	2,002.73
Tax Expenses	1,817.36	1,368.79	1,016.12	747.32
Net profit from Ordinary Activities After Tax	3,010.27	2,222.81	1,756.13	1,255.41
Extraordinary items (net of tax expenses)	0.00	0.00	0.00	0.00
Other Adjustments After Tax	0.00	0.00	0.00	0.00
Net Profit after tax for the Period	3,010.27	2,222.81	1,756.13	1,255.41
Other Comprehensive Income	0.00	0.00	0.00	0.00
Total Comprehensive Income	3,010.27	2,222.81	1,756.13	1,255.41
Equity	2,202.20	2,202.20	2,202.20	2,202.20
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	2.00	2.00	2.00	2.00
EPS before Exceptional/Extraordinary items-Basic	2.73	2.02	1.59	1.14
EPS before Exceptional/Extraordinary items-Diluted	2.73	2.02	1.59	1.14
EPS after Exceptional/Extraordinary items-Basic	2.73	2.02	1.59	1.14
EPS after Exceptional/Extraordinary items-Diluted	2.73	2.02	1.59	1.14
Book Value (Unit Curr.)	88.59	87.32	85.26	83.63
Dividend Per Share(Rs.)	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00
(%) of shares held by Govt. Of India	73.15	73.15	73.15	73.15
Net Interest Margin(%)	3.10	3.15	3.11	3.08
Provision Coverage Ratio(%)	95.39	94.28	91.91	89.83
CASA Ratio(%)	41.44	42.47	42.15	41.90
Capital Adequacy Ratio-Basel I	0.00	0.00	0.00	0.00
Tier I Capital-basel I	0.00	0.00	0.00	0.00
Tier II Capital-basel I	0.00	0.00	0.00	0.00
Capital Adequacy Ratio-Basel II	0.00	0.00	0.00	0.00
Tier I Capital-basel II	0.00	0.00	0.00	0.00
Tier II Capital-basel II	0.00	0.00	0.00	0.00
Capital Adequacy Ratio-Basel III	15.97	14.63	15.09	15.54
Tier I Capital-basel III	13.17	11.73	12.02	12.29
Tier II Capital-basel III	2.80	2.90	3.07	3.25
Gross Non Performing Assets	56,343.05	60,371.38	65,563.12	70,899.34
Net Non Performing Assets	6,798.77	8,815.88	13,114.12	17,129.47
(%) Gross Non Performing Assets	5.73	6.24	6.96	7.73
(%) Net Non Performing Assets	0.73	0.96	1.47	1.98
Return on Assets(Annualised)	0.77	0.58	0.46	0.34
Return on Assets(Non Annualised)	0.00	0.00	0.00	0.00
Current Deposits	72,201.00	68,636.00	67,038.00	66,838.00
Saving Deposits	480,298.00	478,880.00	471,238.00	464,004.00
Term Deposits	817,214.00	775,970.00	771,634.00	767,063.00
Total Deposits	1,369,713.00	1,323,486.00	1,309,910.00	1,297,905.00
Total Advances	983,325.00	967,256.00	941,721.00	916,836.00
No. of Employees	0.00	0.00	0.00	0.00
No. of Branches	10,136.00	10,108.00	10,092.00	10,080.00
No. of ATMs	12,131.00	12,455.00	12,645.00	12,820.00

Punjab National Bank

Quarterly Results