Name: Capital Market Publishers India Pvt. Ltd.
Telephone: 91-22-25229720

24 Jul, 10:34 - Indian

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24 Jul, 10:34 - Global

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BSE Code : 532388 | NSE Symbol : IOB | ISIN : INE565A01014 | Industry : Banks |

Quarterly Results

Particulars (₹ Cr)	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Interest Earned	6535.03	6628.89	6175.51	5821.02
Other Income	1,032.97	2,477.37	1,261.66	1,114.19
Total Income	7,568.00	9,106.26	7,437.17	6,935.21
Interest Expended	4,093.96	3,865.81	3,777.87	3,475.15
Operating Expenses	1,798.18	3,279.34	1,879.10	1,782.94
Total Expenditure (excluding Provisions and Contingencies)	5,892.14	7,145.15	5,656.97	5,258.09
Operating Profit(before Provisions and Contingencies)	1,675.86	1,961.11	1,780.20	1,677.12
Provisions(other than tax) and Contingencies(net of write backs)	937.87	767.66	701.42	1,044.20
Exceptional Items	0.00	0.00	0.00	0.00
Other Adjustments Before Tax	0.00	0.00	0.00	0.00
Profit from ordinary activities before tax	737.99	1,193.45	1,078.78	632.92
Tax Expenses	105.18	385.35	356.22	8.34
Net profit from Ordinary Activities After Tax	632.81	808.10	722.56	624.58
Extraordinary items (net of tax expenses)	0.00	0.00	0.00	0.00
Other Adjustments After Tax	0.00	0.00	0.00	0.00
Net Profit after tax for the Period	632.81	808.10	722.56	624.58
Other Comprehensive Income	0.00	0.00	0.00	0.00
Total Comprehensive Income	632.81	808.10	722.56	624.58
Equity	18,902.41	18,902.41	18,902.41	18,902.41
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00
EPS before Exceptional/Extraordinary items-Basic	0.33	0.43	0.38	0.33
EPS before Exceptional/Extraordinary items-Diluted	0.33	0.43	0.38	0.33
EPS after Exceptional/Extraordinary items-Basic	0.33	0.43	0.38	0.33
EPS after Exceptional/Extraordinary items-Diluted	0.33	0.43	0.38	0.33
Book Value (Unit Curr.)	9.43	9.56	8.93	8.35
Dividend Per Share(Rs.)	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00
(%) of shares held by Govt. Of India	96.38	96.38	96.38	96.38
Net Interest Margin(%)	3.06	3.53	3.12	3.12
Provision Coverage Ratio(%)	96.96	96.85	96.85	96.76
CASA Ratio(%)	42.17	43.90	43.49	43.65
Capital Adequacy Ratio-Basel I	0.00	0.00	0.00	0.00
Tier I Capital-basel I	0.00	0.00	0.00	0.00
Tier II Capital-basel I	0.00	0.00	0.00	0.00
Capital Adequacy Ratio-Basel II	0.00	0.00	0.00	0.00
Tier I Capital-basel II	0.00	0.00	0.00	0.00
Tier II Capital-basel II	0.00	0.00	0.00	0.00
Capital Adequacy Ratio-Basel III	17.82	17.28	16.80	17.00
Tier I Capital-basel III	14.99	14.47	13.95	13.81
Tier II Capital-basel III	2.83	2.81	2.85	3.19
Gross Non Performing Assets	6,648.71	6,794.43	8,440.83	9,893.30
Net Non Performing Assets	1,153.51	1,216.86	1,302.58	1,364.34
(%) Gross Non Performing Assets	2.89	3.10	3.90	4.74
(%) Net Non Performing Assets	0.51	0.57	0.62	0.68
Return on Assets(Annualised)	0.70	0.94	0.86	0.75
Return on Assets(Non Annualised)	0.00	0.00	0.00	0.00
Current Deposits	0.00	22,919.00	22,096.00	18,383.00
Saving Deposits	0.00	102,589.00	98,818.00	100,823.00
Term Deposits	0.00	160,397.00	157,132.00	153,887.00
Total Deposits	298,681.00	285,905.00	278,046.00	273,093.00
Total Advances	230,092.00	219,018.00	216,163.00	208,913.00
No. of Employees	0.00	0.00	0.00	0.00
No. of Branches	3,250.00	3,236.00	3,226.00	3,223.00
No. of ATMs	3,505.00	3,506.00	3,508.00	3,515.00

Indian Overseas Bank

Quarterly Results