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17-Jan-2025

Axis Bank

Focus on ensuring clean and healthy balance sheet through prudent provisioning policies


'Axis Bank conducted a conference call on 16 January 2025 to discuss the financial results for the quarter ended December 2024. Amitabh Chaudhry, MD & CEO, Rajiv Anand - Deputy MD, Subrat Mohanty - ED, Munish Sharda - ED of the bank addressed the call:

Highlights:

The bank has delivered healthy core-operating performance with focus on profitable and sustainable growth.

The bank has continued to calibrate risk internally across portfolios and monitor the changing credit environment.

Balance sheet and capital levels continue to remain strong.

Business growth is slower, but the bank continued to grow deposits at a healthy pace of 13% yoy and 3% qoq on a quarterly average basis.

Focus loan segments have also grown at a faster pace like Small business, SME and mid-corporate together grew at 16% yoy and 4% qoq.

The bank stay focussed on three core areas of execution of GPS strategy namely- becoming a...



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