ICICI Bank is a private sector bank in India offering a diversified portfolio of financial products and services to retail, SME and corporate customers. The second largest private sector bank in India in terms of business volume had an extensive network of 7,385 branches and 11,983 ATMs end December 2025.
The business increased by 10% to Rs 3125765 crore end December 2025 over a year-ago period, as advances growth improved to 12% to Rs 1466154 crore. As a result, the credit-to-deposit ratio rose to 88.3%, from 86.5% end December 2024.
The retail loan portfolio grew 7.2%YoY and rural was up 4.9%YoY. The domestic corporate portfolio rose 5.6%YoY. The overall loan portfolio, including the international branch portfolio, up 11.5%YoY and 4.1%QoQ.
Among the retail products, the mortgage portfolio increased 11.1% year on year and 3.2% quarter on quarter. Auto loans grew 0.7% and 0.9%. The CV and equipment po...