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24-Jan-2026

Shriram Finance

Expects reduction of 100 bps on borrowings cost over 2 years on account of credit rating upgrade


'Shriram Finance conducted conference call on 23 January 2026 to discuss its financial results for the quarter ended December 2025. Umesh Revankar, Executive Vice Chairman of the company addressed the call:

Highlights:

The performance of the company has been good in Q3FY2026 under the current circumstances.

The disbursements of the company increased 14.17% yoy to Rs 48645 crore from Rs 4266 crore in Q3FY25.

Asset under management moved up 14.63% yoy and 3.7% qoq to Rs 291709 crore at end December 2026 from Rs 254469 crore at end December 2024 and moved up from Rs 281309 crore at end September 2025.

Net interest income increased 16.17% yoy in Q3FY26. Net interest margin was 8.58% in Q3FY26 as against 8.48% in Q3FY25 and 8.19% in Q2FY26.

The PAT grew at 21.21% in Q3FY26 over Q3FY25 excluding onetime gain of sale of a stake in subsidiary Shriram Housing Finance which has been renamed as True Home Finance.

The company has registered a...



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