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27-Jul-2025

SBI Cards & Payment Services

Targets 10-12% growth in receivables, credit cost to remain rangebound for FY2026


'SBI Cards & Payment Services conducted a conference call on 25 July 2025 to discuss its financial results for the quarter ended June 2025. Salila Pande, MD&CEO addressed the call:

Highlights:

India''s payment ecosystem is undergoing a transformation powered by a rapid scaling of digital infrastructure. India has emerged as a global front-runner in digital transaction volumes setting benchmarks, adoption, affordability and accessibility.

As per report, by 2030 India''s digital economy is projected to contribute almost 1/3 of the country''s overall economy, outpacing the growth of traditional sectors.

The convergence of credit and digital is creating a new model. Credit cards are powering high-ticket EMI-led and reward driven spending for increasingly aspirational and digitally savvy customers.

However, owing to the prevailing environment the industry is currently treading carefully.

India has around 111 million credit cards in ci...



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