20 Jan, EOD - Indian

Nifty Pharma 21714.3 (-1.91)

SENSEX 82180.47 (-1.28)

Nifty 50 25232.5 (-1.38)

Nifty Smallcap 100 16701.05 (-2.85)

Nifty Midcap 100 58085.35 (-2.62)

Nifty IT 38101.05 (-2.06)

Nifty Next 50 67110.9 (-2.30)

Nifty Bank 59404.2 (-0.81)

20 Jan, EOD - Global

NIKKEI 225 52991.1 (-1.11)

HANG SENG 26487.51 (-0.29)

S&P 6821.65 (-2.00)


You are Here : Home > Research

20-Jan-2026

Punjab National Bank

NIMs to improve from Q1FY27, expects provision requirement of Rs 9000-10000 crore for ECL transition


'Punjab National Bank conducted a conference call 19 January 2026 to discuss the financial results for the quarter ended December 2025. Ashok Chandra, MD&CEO of the bank addressed the call:

Highlights:

The bank has demonstrated steady progress across all key metrics of business growth, asset quality, profitability and regulatory compliance.

The focus has been on sustained business growth of both liability and asset side.

The bank has opened 82 new branches in 9MFY26 to increase presence and expects to open another 100 branches in next 6 months.

The bank is also using digital enablers to improve business growth and operational efficiency. Digital journeys for almost all credit products have been launched. Mobile banking apps have been revamped for better customer experience.

Through analytics-based models, the bank is focusing on delinquent as well as pre-delinquent assets to reduce slippages. The collection efforts are being made on ...



Pleaselogin & subscribe to view the full report.

More Reports
  • Analyst Meet / AGM-Conference Call   (20-Jan-2026)

    Punjab National Bank

    NIMs to improve from Q1FY27, expects provision requirement of Rs 9000-10000 crore for ECL transition

  • Results-Analysis   (20-Jan-2026)

    Punjab National Bank

    Loan growth and asst quality improves

  • Results-Analysis   (19-Oct-2025)

    Punjab National Bank

    Healthy loan growth and asst quality, margins ease

  • Results-Analysis   (31-Jul-2025)

    Punjab National Bank

    One off tax provision hits bottom-line

Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +