'PNB Housing Finance has continued to post strong 43% growth in the net profit to Rs 483.27 crore for the quarter ended December 2024 (Q3FY2025) over Q3FY2024. The loan book of the company surged 15%, while overall AUM jumped 12% end December 2024 over December 2023. The company has posted strong 30% growth in the disbursement in Q3FY2025. Meanwhile, the margins of the company were healthy, while asset quality improved in Q3FY2025.

The net interest margin was healthy at 3.70% in the quarter ended December 2024, compared with 3.68% in the preceding quarter and 3.49% in the corresponding quarter last year. Net interest income for the quarter ended December 2024 increased 16% to Rs 690.51 crore as against Rs 592.89 crore in the same period of the previous year.

Income from operations increased 10% to Rs 1848.43 crore in the quarter ended December 2024. Interest expense moved up 7% to Rs 1157.92 crore, while other expenses (including staff cost of ...

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