20 Jan, EOD - Indian

Nifty Pharma 21714.3 (-1.91)

SENSEX 82180.47 (-1.28)

Nifty 50 25232.5 (-1.38)

Nifty Smallcap 100 16701.05 (-2.85)

Nifty Midcap 100 58085.35 (-2.62)

Nifty IT 38101.05 (-2.06)

Nifty Next 50 67110.9 (-2.30)

Nifty Bank 59404.2 (-0.81)

20 Jan, EOD - Global

NIKKEI 225 52991.1 (-1.11)

HANG SENG 26487.51 (-0.29)

S&P 6817.76 (-2.06)


You are Here : Home > Research

17-Oct-2025

L&T Finance

Healthy retail loan growth at 18%, stable asset quality


'L&T Finance has recorded 6% growth in net profit to Rs 734.84 crore in the quarter ended September 2025 (Q2FY2026). The consolidated income from operations increased 10% to Rs 4037.41 crore for the quarter ended March 2025, while other income of the company declined 19% to Rs 298.38 crore. The total income increased 8% to Rs 4335.79 crore for Q2FY2026.

Interest expenses increased 11% to Rs 1634.29 crore. Operating expenses moved up 10% to Rs 1017.08 crore, allowing the operating profits to improve 4% at Rs 1684.42 crore. The cost-to-income ratio was higher at 37.6% in Q2FY2026 from 36.3% in Q2FY2025. Depreciation jumped 53% to Rs 50.95 crore, while provisions fell 1% to Rs 644.61 crore.

Profit before tax rose 5% yoy basis at Rs 988.86 crore. Effective tax rate eased to 25.7% in Q2FY2026 from 25.9% in Q2FY2025. Net Profit of the company, after share in profit of associates and non-controlling interest, improved 6% to Rs 734.84 crore for Q2FY2026.

...



Pleaselogin & subscribe to view the full report.

More Reports
  • Analyst Meet / AGM-Conference Call   (20-Jan-2026)

    L&T Finance

    Expects to reduce credit cost to 2.0-2.2% and improve RoA to 2.8-3.0% by Q4FY2027

  • Results-Analysis   (20-Jan-2026)

    L&T Finance

    Loan growth, margins and asset quality improves

  • Results-Analysis   (17-Oct-2025)

    L&T Finance

    Healthy retail loan growth at 18%, stable asset quality

  • Analyst Meet / AGM-Conference Call   (17-Oct-2025)

    L&T Finance

    Aims to reduce credit cost to 2% in the medium term

Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +