'Indian Bank conducted a conference call on 16 October 2025 2025 to discuss its financial results for the quarter ended September 2025. Binod Kumar, MD&CEO of the bank addressed the call:

Highlights:

The bank has done reasonably well growth, asset quality and profitability. Total business has grown by 12.34% yoy 3.85% qoq to Rs 13.97 lakh crore at end September 2025.

CASA has also grown by 7.23% yoy and 4.23% sequentially at end September 2025.

Advances have increased 12.65% yoy and 3.19% sequentially at end September 2025.

Segment wise, RAM loan book has grown by 15.57% yoy and 3.42% sequentially. The bank has been able to maintain Casa ratio steady on sequential basis at 38.87% at end September 2025.

CD ratio is healthy at less than 80% at end September 2025.

The bank has sold around Rs 12,000 crore of IBPC and generated funds at lower cost that will give benefit in the quarter to come.

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