'Canara Bank conducted a conference call on 30 January 2026 to discuss its financial results for the quarter ended December 2025. Hardeep Singh Ahluwalia, MD&CEO of the bank addressed the call:
Highlights:
The Global Business of the bank has increased 13% to Rs 27.13 lakh crore driven by 13% growth in deposits to Rs 15.21 lakh crore and advances increased 13.59% to Rs 11.92 lakh crore.
The operating profit has increased 16.4% to Rs 9119 crore and the net profit has jumped 25.6% to Rs 5155 crore in Q3FY26.
The return on asset has increased 9 bps yoy to 1.13% in Q3FY26.
PCR has increased 293 bps yoy to 94.19% at end December 2025.
The credit cost has declined 25 bps yoy 0.64% in Q3FY26.
GNPA has dipped 126 bps yoy to 2.08% and net NPA by 44 bps yoy to 0.45% at end December 2025.
The credit cost has declined 32 bps yoy to 0.64% in Q3FY26.
Within the loan book, RAM loan book has increased by 18.7% to Rs 7.04 lakh cro...
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