29 Jul, EOD - Indian

SENSEX 81337.95 (0.55)

Nifty Next 50 67379.2 (0.91)

Nifty 50 24821.1 (0.57)

Nifty Midcap 100 57984.85 (0.81)

Nifty Pharma 23072.45 (1.37)

Nifty Bank 56222 (0.24)

Nifty IT 35373.25 (0.01)

Nifty Smallcap 100 18251.45 (1.03)

29 Jul, EOD - Global

NIKKEI 225 40674.55 (-0.79)

HANG SENG 25524.45 (-0.15)

S&P 6415 (-0.31)


You are Here : Home > Research

19-Jul-2025

Bandhan Bank

Loan growth and margins eases, asset quality under pressure


'Bandhan Bank has reported 65% decline in net profit at Rs 371.96 crore for the quarter ended June 2025 (Q1FY2026). The bank has posted 8% fall in net interest income (NII), while the core fee income of the bank rose 1% in Q1FY2026. The Net Interest Margin (NIM) of the bank dipped to 6.40% in Q1FY2026 compared to 7.60% in the corresponding quarter of previous year.

On business front, the bank as has posted 11% growth in business with 6% rise in loan book. The asset quality of the bank has weakened in Q1FY2026. Bank has substantially reduced the credit to deposit ratio to 86.4% at end June 2025 from 94.3% at end June 2024. However, the CASA ratio of the bank has declined to 27.1% at end June 2025 from 33.4% at end June 2024.

Asset quality under pressure: The bank has shown moderation in the asset quality in Q1FY2026.

The fresh slippages of loans stood at Rs 1550 crore in Q1FY2026 compared with 1750 crore in previous quarter and Rs 890 crore in the correspondin...



Pleaselogin & subscribe to view the full report.

More Reports
  • Analyst Meet / AGM-Conference Call   (21-Jul-2025)

    Bandhan Bank

    Maintains guidance for credit cost at 2.5% for FY2026

  • Results-Analysis   (19-Jul-2025)

    Bandhan Bank

    Loan growth and margins eases, asset quality under pressure

  • Results-Analysis   (01-May-2025)

    Bandhan Bank

    NII declines 4% in Q4FY2025

  • Results-Analysis   (01-Feb-2025)

    Bandhan Bank

    High credit cost hits bottomline

Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +