'Aadhar Housing Finance conducted a conference call 30 January 2026 to discuss the financial results for the quarter ended December 2025. Rishi Anand, MD&CEO and Rajesh Viswanathan, CFO of the company addressed the call:
Highlights:
RBI reducing policy report rate by additional 25 bps in December 2025 and total 125 bps to 5.25% in 2025 has significantly pushed home buying affordability particularly in the affordable and mid-segments where customers are more sensitive to EMI movements.
The company is seeing a tangible benefit out of the GST 2.0 framework. The reduction in GST on construction inputs like cement and brick is lowering the cost for developers and improving project viability.
The combination of lower borrowing cost and resilient buyer sentiment positions the housing finance market on a strong footing for 2026. Overall, the combination of supportive policy measures, easing borrowing cost and sustained end-user demand provides a construct...
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