16 Jan, EOD - Indian

Nifty IT 39086.65 (3.34)

Nifty 50 25694.35 (0.11)

SENSEX 83570.35 (0.23)

Nifty Next 50 68857.9 (0.10)

Nifty Midcap 100 59867.8 (0.16)

Nifty Bank 60095.15 (0.86)

Nifty Smallcap 100 17362.3 (-0.28)

Nifty Pharma 22217.05 (-1.28)

16 Jan, EOD - Global

NIKKEI 225 53936.17 (-0.32)

HANG SENG 26844.96 (-0.29)

S&P 6960.46 (-0.07)


You are Here : Home > Research

17-Jan-2026

Federal Bank

Healthy all-round performance


'Federal Bank has reported 9% growth in net profit at Rs 1041.21 crore for the quarter ended December 2025 (Q3FY2026). Net Interest Income (NII) increased 9% while the core fee income of the bank also jumped 21% to highest level in Q3FY2026. The Net Interest Margin (NIM) of the bank moved up to 3.18% in Q3FY2026 compared to 3.11% in the corresponding quarter of previous year.

On business front, the business growth improved to 8% at end December 2025 from 6% at end September 2025, as the loan book growth improved to 5%. Further, the CASA ratio of the bank has increased to 32.1% at end December 2025 from 30.2% at end December 2024.

NII growth improves as NIM rises: Interest income increased 1% to Rs 6867.50 crore, while interest expenses fell 4% to Rs 4214.77 crore in Q3FY2026. NII improved 9% to Rs 2652.73 crore in Q3FY2026.

Margins improve: The bank has shown 44 bps YoY decline in cost of deposits to 5.48%, while yield on advances declined 65 bps...



Pleaselogin & subscribe to view the full report.

More Reports
  • Analyst Meet / AGM-Conference Call   (17-Jan-2026)

    Federal Bank

    Reduces credit cost guidance to 50-55 bps for FY26, targets medium yield loan segment growth at 16% for FY27

  • Results-Analysis   (17-Jan-2026)

    Federal Bank

    Healthy all-round performance

  • Analyst Meet / AGM-Conference Call   (20-Oct-2025)

    Federal Bank

    Margins to keep an upward trend ahead

  • Results-Analysis   (19-Oct-2025)

    Federal Bank

    Margins and asset quality improves

Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +