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28-Apr-2025

L&T Finance

Retail loan book up 19%


'L&T Finance has recorded 15% increase in net profit to Rs 636.17 crore in the quarter ended March 2025 (Q4FY2025). The consolidated income from operations increased 13% to Rs 3749.88 crore for the quarter ended March 2025, while other income of the company declined 21% to Rs 277.34 crore. The total income increased 10% to Rs 4027.22 crore for Q4FY2025.
Interest expenses increased 20% to Rs 1599.83 crore. Operating expenses rose 1% to Rs 962.40 crore, allowing the operating profits to improve 6% at Rs 1464.99 crore. The cost-to-income ratio improved to 39.6% in Q4FY2025 from 40.7% in Q4FY2024. Depreciation jumped 48% to Rs 40.98 crore, while provisions fell 7% to Rs 618.49 crore.

Profit before tax increased 16% yoy basis at Rs 805.52 crore. Effective tax rate increased to 21.1% in Q4FY2025 from 20.3% in Q4FY2024. Net Profit of the company, after share in profit of associates and non-controlling interest, improved 15% to Rs 636.17 crore for Q4FY2...



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