31 Jan, 14:24 - Indian

SENSEX 77269.7 (0.66)

Nifty 50 23445.4 (0.84)

Nifty Bank 49382.2 (0.14)

Nifty IT 42569.85 (0.34)

Nifty Midcap 100 53425.8 (1.35)

Nifty Next 50 62902.7 (1.14)

Nifty Pharma 21427.75 (0.04)

Nifty Smallcap 100 16837.15 (1.67)

31 Jan, 14:24 - Global

NIKKEI 225 39572.49 (0.15)

HANG SENG 20225.11 (0.14)

S&P 6131 (0.32)


You are Here : Home > Research

31-Jan-2025

AAVAS Financiers

Disbursements improves 17%, healthy AUM growth at 20%


'The income from operation of AAVAS Financiers increased 17.47% to Rs 596.74 crore in Q3FY2025. Overall OPM has increased to 77.29% in Q3FY2025 from 75.14% in Q3FY2024, leading to 21% rise in operating profit to Rs 461.21 crore. Other expenditure rose 4% to Rs 44.88 crore and employee expenses moved up 9% to Rs 90.64 crore in Q3FY2025.

Other income declined 1% to Rs 1.18 crore. Interest cost increased 19% to Rs 258.71 crore. Depreciation moved up 7% to Rs 9.22 crore. Provisions declined 24% to Rs 6.07 crore. PBT moved up 26% to Rs 188.39 crore.

The effective tax rate increased to 22.28% in Q3FY2025 compared to 22.10% in Q3FY2024. Provision for tax was expense of Rs 41.97 crore, compared to Rs 33.09 crore. Profit after tax rose 26% to Rs 146.42 crore.

Book value of the company was at Rs 530.3 and adjusted book value was Rs 510.6 (net of NNPA) end December 2024.

Business highlights

AUM increased 20% to Rs 19238 crore end Decembe...



Pleaselogin & subscribe to view the full report.

More Reports
  • Results-Analysis   (31-Jan-2025)

    AAVAS Financiers

    Disbursements improves 17%, healthy AUM growth at 20%

  • Results-Analysis   (08-Nov-2024)

    AAVAS Financiers

    AUM up 20%

  • Analyst Meet / AGM-Conference Call   (08-Nov-2024)

    Aavas Financiers

    Maintains guidance for AUM growth at above 20% for FY2025

  • Analyst Meet / AGM-Conference Call   (26-Jul-2024)

    Aavas Financiers

    Maintains guidance of 20-25% AUM growth for FY2025


Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

The power of the database is harnessed by our fired-up reporters to generate interesting ideas. The reader-friendly presentation of the idea, supplemented by relevant data and information, can be accessed online through Capita Telefolio and Telefolio Gold. These ideas are used by individual investors as well as institutional investors to do further research and stay ahead.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +