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26-Jan-2025

Fedbank Financial Services

Expects credit cost to normalize below 1% for Q4FY2025


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Fedbank Financial Services conducted a conference call on 24 January 2025 to discuss the financial results for the quarter ended December 2024. Parvez Mulla, MD & CEO, Fedbank Financial Services of the company addressed the call:

Highlights:

The new MD since taking over in mid November 2024 has been interacting with the stakeholders such as employees, board members, investors, analysts and regulators. MD also visited branches and met customers to understand the ground realities, areas of strength and areas to work-on.

The company has a strong business model with diversified product portfolio and has a strong untapped potential with wide geographic presence.

The company is mainly focused on mortgages and gold loans with a small portion of unsecured business loans.

The gold loan book accounting for 38% of the AU M is performing well on the growth and profitability front with rising ton...



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