Dear Stakeholders,
It is my privilege to present the 41? Annual Report of JMJ Fintech Limited for
2023-24, a year marked by resilience, growth, and transformation. Despite global and
domestic challenges, we’ve strengthened our position as a trusted financial partner,
delivering sustainable value to our stakeholders.
The Indian economy showed strong resilience, and as a BSE-listed NBFC, we played a
crucial role in supporting individuals and businesses nationwide. Our solid financial
performance reflects the strength of our business model, strategic initiatives, and the
dedication of our talented team.
In a volatile environment, we delivered strong results, maintaining asset quality,
expanding our customer base, and enhancing product offerings. Our prudent risk management
and focus on innovation have kept us agile and responsive to customer needs.
We’ ve launched strategic initiatives to improve operational efficiency, customer
experience, and leverage technology for future growth. Our digital transformation efforts
have streamlined processes and positioned us to capitalize on new opportunities in
financial services.
We’re committed to integrating Environmental, Social & Governance (ESG)
principles into our operations, aligning with global trends towards responsible business
practices. Our approach to sustainability supports the financial well-being of our
customers and the socio-economic development of the country.
As we move forward, we’re confident in our ability to navigate challenges and
seize opportunities in the evolving financial landscape. With a solid foundation,
we’re well-positioned to drive long-term value for our shareholders. I extend my
gratitude to our Board of Directors for their guidance, our employees for their
dedication, and our shareholders for their trust and support. Together, we will continue
to progress and succeed.
Thanking You, Warm Regards,
Mr.Johny Madathumpady Lonappan Chairman