Profit before tax (PBT) stood at Rs 486.21 crore in the March 2025 quarter, registering a growth of 8.12% on YoY basis.

In financial year 2025, the company's standalone net profit rose 14.87% to Rs 1,802.12 crore on 12.36% increase in net premium income to Rs 69,616.14 crore in FY25 over FY24.

Assets under management (AUM) jumped 15% YoY to Rs 3,36,282 crore as on 31st March 2025.

The value of new business (VNB) grew by 13% YoY to Rs 3,962 crore in 12M FY25.

The company's Indian embedded value (IEV) grew by 17% and stood at Rs 55,423 crore, with 16.7% operating return on EV, showcasing sustained long-term value creation for shareholders

The life insurer's new business margin fell to 25.6% in FY25 as against 26.3% recorded in FY24. The solvency ratio slipped to 194% in FY25 from 187% recorded in FY24.

A persistency ratio for the 13th and 61st months stood at a strong 87% and 63%, respectively. Notably, the company’s 61st-month persistency saw a significant improvement of 1000 basis points, demonstrating the company's deep customer engagement and effective retention initiatives.

Vibha Padalkar, managing director and CEO of HDFC Life, commented: “FY25 was a year where we deepened our reach, continued sharpening our value propositions and demonstrated the resilience of our business model. We are happy to report an 18% growth in Individual APE for FY25, in line with our stated growth aspirations for the year. Our overall industry market share expanded by 70 bps to 11.1% and by 30 bps to 15.7% within the private sector.

Retail protection continued to show strong momentum with APE growth of 25%. All channels registered double-digit growth. We continue to enhance customer experience through intuitive digital platforms, with over 90% of service requests now handled via self-service.

As we enter our 25th year of existence, our aspiration remains, against a backdrop of a stable regulatory regime, to consistently outpace sector topline growth, deliver VNB growth in line with APE growth and double key metrics every 4 to 4.5 years.”

Meanwhile, the company has declared final dividend of Rs 2.10 per equity share of face value of Rs 10 each for the financial year 2024-25. The company has fixed record date as Friday, 20 June 2025. The payment of final dividend will be made on or after July 21, 2025.

HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity and health.

The counter rose 0.57% to settle at Rs 720.10 on the BSE.