Retail deposits and small business customer deposits declined 1.88% to Rs 1,85,180 crore as of 31st March 2025 as compared to Rs 1,88,730 crore as of 31st December 2024.
Net advances increased 1.4% to Rs 3,47,933 crore as of 31st March 2025 as compared with Rs 343,298 crore as of 31st March 2024. Net advances in corporate banking declined by 4.9% YoY and 15.1% QoQ, while consumer business advances increased by 6.3% YoY and 3.4% QoQ.
The daily average Liquidity coverage ratio (LCR) for Q4FY25 was at 118.4% and 136.2% as at March 31, 2025.
CASA ratio declined to 32.8% as of 31st March 2025 as against 37.9% as of 31st March 2024.
IndusInd Bank provides banking experience for its diverse range of stakeholders, including government entities, PSUs, retail customers, and large corporations. The bank offers a wide range of products and services, including microfinance, personal loans, debit and credit cards, SME loans, advanced digital banking solutions, affluent and NRI banking services, vehicle financing, and innovative ESG-linked financial products.
The bank’s standalone net profit declined 39% to Rs 1,401.28 crore in Q3 FY25 as compared with Rs 2297.85 crore in Q3 FY24. Total income increased 8.5% YoY to Rs 15,151.01 crore in Q3 FY25.
The counter declined 3.83% to end at Rs 682.25 on Friday, 4 April 2025.