Name: Capital Market Publishers India Pvt. Ltd.
Telephone: 91-22-25229720

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BSE Code : 544118 | NSE Symbol : JSFB | ISIN : INE953L01027 | Industry : Banks |

Profit and Loss

Particulars (₹ Cr)	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Interest Earned	4,013.05	3,075.01	2,726.54	2,497.71	1,991.52
Interest / Discount on Advances / Bills	3,606.68	2,721.61	2,412.03	2,301.45	1,832.80
Interest on Investments	358.39	325.21	255.95	171.92	145.96
Interest on balance with RBI / Other Inter Bank Funds	47.94	28.16	58.51	24.33	12.76
Interest on Others	0.04	0.04	0.04	0.01	0.00
Other Income	671.01	624.86	323.76	235.08	433.25
Total Revenue	4,684.06	3,699.88	3,050.30	2,732.79	2,424.77
Interest Expended	1,885.90	1,414.99	1,336.75	1,234.58	980.16
Interest on Deposits	1,457.98	1,002.41	930.42	870.31	640.90
Interest on RBI / Inter-Bank Borrowings	37.24	34.85	300.77	206.61	106.81
Debenture Interest	0.00	0.00	0.00	0.00	0.00
Interest on Term / Fixed Loans	0.00	0.00	0.00	0.00	0.00
Interest on External Commercial Borrowings	0.00	0.00	0.00	0.00	0.00
Financial Charges	0.00	0.00	0.00	0.00	0.00
Interest Capitalised(-)	0.00	0.00	0.00	0.00	0.00
Other Interest Expenses	390.69	377.73	105.55	157.66	232.45
Employee Benefits	974.67	777.58	698.99	618.46	623.74
Provisions and Contingencies	678.96	744.40	569.32	366.59	250.40
Total Other Expenses	568.26	438.24	359.02	346.18	447.81
Operating Expenses	0.00	0.00	0.00	0.00	0.00
Administrative and Selling Expenses	522.32	399.60	320.72	311.89	398.50
Other Expenses	45.94	38.64	38.30	34.29	49.31
Depreciation and Amortization	61.91	68.69	80.82	82.68	92.53
Total Expenses	4,169.71	3,443.90	3,044.89	2,648.48	2,394.64
Profit Before Exceptional Items and Tax	514.35	255.97	5.41	84.31	30.13
Exceptional Items Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Extraordinary Items and Tax	514.35	255.97	5.41	84.31	30.13
Extraordinary Items Before Tax	0.00	0.00	0.00	0.00	0.00
Other Adjustments Before Tax	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	514.35	255.97	5.41	84.31	30.13
Taxation	-155.19	0.00	0.00	0.00	0.00
Current Tax	0.00	0.00	0.00	0.00	0.00
MAT Credit Entitlement	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00
Other Tax	-155.19	0.00	0.00	0.00	0.00
Adjust for Previous Year	0.00	0.00	0.00	0.00	0.00
Profit After Tax	669.54	255.97	5.41	84.31	30.13
Extraordinary Items After Tax	0.00	0.00	0.00	0.00	0.00
Discontinued Operations After Tax	0.00	0.00	0.00	0.00	0.00
Profit / (Loss) from Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Tax Expenses of Discontinuing Operations	0.00	0.00	0.00	0.00	0.00
Profit Attributable to Shareholders	669.54	255.97	5.41	84.31	30.13
Adjustments to Net Income	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00
Profit Attributable to Equity Shareholders	669.54	255.97	5.41	84.31	30.13
Operation Profit before Depreciation	576.26	324.66	86.22	166.98	122.66
Operating Profit after Depreciation	514.35	255.97	5.41	84.31	30.13
Dividend Per Share	0.00	0.00	0.00	0.00	0.00
Dividend Percentage	0.00	0.00	0.00	0.00	0.00
Equity Dividend	0.00	0.00	0.00	0.00	0.00
Earning Per Share - Basic	90.85	47.47	1.06	16.62	6.21
Earning Per Share - Diluted	90.72	42.64	0.99	15.70	5.90
Weighted Average Shares - Basic	7.37	5.39	5.08	5.07	4.85
Weighted Average Shares - Diluted	7.38	6.00	5.45	5.37	5.11

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Jana Small Finance Bank Ltd

Profit and Loss