23 Jul, EOD - Indian

Nifty Next 50 68363 (0.16)

SENSEX 82726.64 (0.66)

Nifty Smallcap 100 18893.2 (0.00)

Nifty Bank 57210.45 (0.80)

Nifty Midcap 100 59307.1 (0.34)

Nifty Pharma 22417.45 (0.49)

Nifty 50 25219.9 (0.63)

Nifty IT 36951.5 (0.25)

23 Jul, EOD - Global

NIKKEI 225 41171.32 (3.51)

HANG SENG 25538.07 (1.62)

S&P 6356.45 (0.41)


Hot Pursuit News

You are Here : Home > News > Hot Pursuit News >

(19 Jul 2025, 16:12)

ICICI Bank Q1 PAT rises 15% YoY to Rs 12,768 crore

ICICI Bank reported a standalone net profit of Rs 12,768.21 crore in Q1 FY26, up 15.45% as against Rs 11,059.11 crore posted in Q1 FY25.


Total income increased 11.85% year on year (YoY) to Rs 51,451.81 crore in Q1 FY26.

The bank’s profit before tax (PBT) stood at Rs 16,931.27 crore in the first quarter of FY26, registering a growth of 15.23% YoY.

Net interest income (NII) increased by 10.64% YoY to Rs 21,635 crore in Q1 FY26. Net interest margin (NIM) was 4.34% in Q1 FY26, compared to 4.36% in Q1 FY25.

The bank's provisions (excluding provision for tax) rose by 36.21% to Rs 1,814.57 crore in the June 2025 quarter as against Rs 1,332.18 crore registered in the same period a year ago.

Total period-end deposits grew by 12.8% year-on-year to Rs 16,08,517 crore as on 30 June 2025.

Total advances increased by 11.52% YoY to Rs 13,64,157.06 crore as on 30 June 2025.

The bank’s non-interest income, excluding treasury, increased by 13.7% year-on-year to Rs 7,264 crore in Q1 FY26 from Rs 6,389 crore in Q1FY25.

The retail loan portfolio grew by 6.9% year-on-year and 0.5% sequentially, and comprised 52.2% of the total loan portfolio at 30 June 2025. Including non-fund outstanding, the retail portfolio was 43.2% of the total portfolio at 30 June 2025

On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 24,732.65 crore as on 30 June 2025, as against Rs 28,718.63 crore as on 30 June 2024.

The gross NPA ratio reduced to 1.67% as on 30 June 2025, compared to 2.15% as on 30 June 2024. The net NPA ratio declined to 0.41% as on 30 June 2025, as against 0.43% as on 30 June 2024.

The provisioning coverage ratio (PCR) on non-performing loans was 75.3% at 30 June 2025.

The bank's total capital adequacy ratio at 30 2025 was 16.97% and CET-1 ratio was 16.31% compared to the minimum regulatory requirements of 11.70% and 8.20% respectively.

The bank’s income grew by 7.5% year-on-year to Rs 5,900 crore in Q1FY26 from Rs 5,490 crore in Q1FY25. Fees from retail, rural and business banking customers constituted about 79% of total fees in Q1FY26.

Meanwhile, the company has initiated the acquisition of 100% shareholding in ICICI Prudential Pension Funds Management Company (ICICI PFM) from ICICI Prudential Life Insurance Company (ICICI Life), with the aim of making ICICI PFM a wholly owned subsidiary of the Bank, subject to approvals from the RBI, PFRDA, and other necessary regulatory authorities.

ICICI Bank is the second-largest private sector bank in India, offering a diversified portfolio of financial products and services to retail, SME, and corporate customers. The bank has an extensive network of branches, ATMs, and other touchpoints. The ICICI group has a presence in businesses like life and general insurance, housing finance, primary dealership, etc., through its subsidiaries and associates.

More News
More Company News View Company Information

Capital Market Publishers India Pvt. Ltd

401, Swastik Chambers, Sion Trombay Road, Chembur, Mumbai - 400 071, India.

Formed in 1986, Capital Market Publishers India Pvt Ltd pioneered corporate databases and stock market magazine in India. Today Capitaline corporate database cover more than 35,000 listed and unlisted Indian companies. Latest technologies and standards are constantly being adopted to keep the database user-friendly, comprehensive and up-to-date.

Over the years the scope of the databases has enlarged to cover economy, sectors, mutual funds, commodities and news. Many innovative online and offline applications of these databases have been developed to meet various common as well as customized requirements.

While all the leading institutional investors use Capitaline databases, Capital Market magazine gives access to the databases to individual investors through Corporate Scoreboard. Besides stock market and company-related articles, the magazine’s independent and insightful coverage includes mutual funds, taxation, commodities and personal finance.

Copyright @ Capital Market Publishers India Pvt.Ltd

Designed, Developed and maintained by CMOTS Infotech (ISO 9001:2015 Certified)

Site best viewed in Internet Explorer Edge ,   Google Chrome 115.0.5790.111 + ,   Mozilla Firefox 115.0.3 + ,   Opera 30.0+, Safari 16.4.1 +