'HDB Financial Services conducted a conference call on 15 July 2025 to discuss its financial results for the quarter ended June 2025. Ramesh Ganesan, MD&CEO of the company addressed
the call:
Highlights:
Started in 2007, HDB Financial
Services is one of India''s largest diversified and retail focus NBFCs with presence
in more than 1770 branches in more than 1100 cities across India.
The gross loan book was over
Rs 1.09 lakh crore, with a customer base of 20.1 million customers. An average
ticket size of Rs 1.64 lakh, emphasizes truly granular and retail nature.
Enterprise lending constitutes
39% of gross loan book providing a variety of secured and unsecured loans to
business customers both individuals and businesses. These loans are aimed at
providing finance for the growth and working capital requirements of customers.
Asset finance vertical
which the company started in 2010 constitutes 38% of book and is...
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