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ICICI Lombard General Insurance Company Ltd

You are Here : Home > Markets > Company Information > Profit and Loss
BSE Code : 540716 | NSE Symbol : ICICIGI | ISIN : INE765G01017 | Industry : Insurance |
Profit and Loss
Particulars (₹ Cr)Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Policyholders Account (Technical Account)     
Income from Insurance Operations (Information)19,752.1118,094.9016,129.8812,161.3811,052.76
Gross premiums Written24,776.1121,025.0917,976.8714,003.0913,312.84
Gross Premiums24,776.1121,025.0917,976.8714,003.0913,312.84
Reinsurance Accepted818.05746.74585.53317.24279.53
Premium Ceded Reinsurers7,428.556,232.295,072.803,635.353,951.68
Adjustment for Change in Reserve for Unexpired Risks-1,299.13-716.70-457.51-670.98-237.18
Premium Earned (Net)16,866.4714,822.8513,032.0910,013.999,403.52
INCOME FROM INVESTMENTS - INSURANCE502.17392.01530.03223.81247.58
Interest, Dividends & Rent - Gross (net of Amortisation amount)0.000.000.000.000.00
Profit on Sale / Redemption of Investments558.28405.97560.50380.22359.91
(Loss on Sale / Redemption of Investments)-66.84-19.48-29.10-156.86-115.35
Profit on Sale of Investments (Net)0.000.000.000.000.00
Transfer/Gain on Revaluation0.000.000.000.000.00
Change in Fair Value0.000.000.000.000.00
Accretion of Discount/(Amortisation of Premium) (Net)0.000.000.000.000.00
Unrealised Gain0.000.000.000.000.00
Net Realised Gain and Loss0.000.000.000.000.00
Foreign Exchange Gain / Loss10.735.52-1.380.453.02
Appropriation / Expropriation Adjustment Account0.000.000.000.000.00
Others0.000.000.000.000.00
OTHER INCOME - INSURANCE2,383.462,880.052,567.761,923.571,401.66
Interest on Over Due Premium2,284.611,934.721,759.401,440.881,297.95
Interest on Policy Loan0.000.000.000.000.00
Fees and Charges0.000.000.000.000.00
Profit on sale/disposal of fixed assets0.000.000.000.000.00
Foreign Exchange Gains/Loss (Net)0.000.000.000.000.00
Linked Income0.000.000.000.000.00
Investment income from Pool (Terrorism / Nuclear)84.4052.0435.0131.4724.77
Miscellaneous Income (Technical)14.452.593.6615.473.87
Transfer of Fund / Contribution from the Shareholders Account 0.00890.69769.69435.7475.08
Income on Unclaimed amount of Policyholders0.000.000.000.000.00
Commission & Brokerage (net)3,089.01472.21633.89600.93363.99
Incurred Claims11,939.4710,725.659,781.906,870.816,851.58
Claims Benefits Paid11,939.4710,725.659,781.906,870.816,851.58
Premium Deficiency0.000.000.000.000.00
Interim Bonuses Paid0.000.000.000.000.00
Terminal Bonuses Paid0.000.000.000.000.00
Transfer to Funds0.000.000.000.000.00
Changes in Valuation of Policies Liabilities0.000.000.000.000.00
Changes in Gross Non-Unit/Mathematical Reserves0.000.000.000.000.00
Changes in Amount Ceded in Reinsurance0.000.000.000.000.00
Changes in Amount Accepted in Reinsurance0.000.000.000.000.00
Fund / Unit Reserve0.000.000.000.000.00
Funds for Discontinued Policies0.000.000.000.000.00
Reserve for Unexpired Risks0.000.000.000.000.00
Changes in Catastrophe Reserve0.000.000.000.000.00
Change in Outstanding Claims (Incl. IBNR/IBNER)0.000.000.000.000.00
Changes in Actuarial Liabilities0.000.000.000.000.00
Other Insurance Operations     
Operating Expenses related to Insurance Business2,817.734,514.783,920.122,734.182,293.10
Other Operating Expenses to Insurance22.29-6.2623.262.876.47
Loss from Investments0.000.000.000.000.00
Loss from Sale Of Fixed Assets0.000.000.000.000.00
Changes in Fair Value Loss0.000.000.000.000.00
Foreign Exchange Loss0.000.000.000.000.00
Other Operating Expenses - Insurance0.000.000.000.000.00
Total Insurance Expenses17,846.2115,712.6414,335.9110,205.939,508.67
Underwriting Profit/Loss979.74889.791,303.82191.94105.16
Provisions for doubtful debts (Including bad debts written off) (Technical)0.000.000.000.000.00
Provisions for diminution In value of investments (Technical)0.000.000.000.000.00
Provisions for standard assets (Technical)0.000.000.000.000.00
Bad Debts Written Off (Technical)0.000.000.000.000.00
Provisions for goods and service tax / service tax charge on linked charges0.000.000.000.000.00
Provisions for tax0.000.000.000.000.00
Deferred Tax0.000.000.000.000.00
Other Provisions (Technical)0.000.000.000.000.00
Total Expenses Including Provisions17,846.2115,712.6414,335.9110,205.939,508.67
Operating Profit/(Loss)1,905.902,382.261,793.971,955.441,544.09
(a) Fire Insurance503.67596.10408.19237.5595.14
(b) Marine Insurance27.2122.92-7.69-9.8935.47
(c) Miscellaneous Insurance1,375.021,763.251,393.471,727.781,413.48
(d) Life Insurance0.000.000.000.000.00
Balance of Previous Year0.000.000.000.000.00
Appropriations (Surplus/(deficit) After Tax Appropriations)1,905.902,382.261,793.971,955.441,544.09
(a) Transfer to Shareholders A/c1,905.902,382.261,793.971,955.441,544.09
(b) Transfer to Profit and Loss A/c0.000.000.000.000.00
Transfer to Catastrophe Reserve0.000.000.000.000.00
(b) Transfer to Reserves0.000.000.000.000.00
(c) Fund for Future Appropriations (Balance Being Funds for Future Appropriation)0.000.000.000.000.00
The Total Surplus as Mentioned below :     
(a) Interim Bonus Paid0.000.000.000.000.00
(b) Terminal Bonus Paid0.000.000.000.000.00
(c) Allocation of Bonus to Policyholders0.000.000.000.000.00
(d) Surplus / Deficit Shown in the Revenue A/c0.000.000.000.000.00
Total Surplus / Deficit0.000.000.000.000.00
Shareholders Account : (Non-technical Account) (NON OPERATING RESULTS)     
Income in Shareholders Account2,755.923,157.932,500.112,472.462,024.10
(a) Transfer from Policyholders Fund / Account (Technical Account)1,905.902,382.261,793.971,955.441,544.09
(b) Net Reinsurance Premium0.000.000.000.000.00
Total Income Under Shareholders account850.02775.67706.14517.01480.01
Reinsurance Claims Incurred0.000.000.000.000.00
Expenses relating to reinsurance business & Change in reinsurare contract liabililles (net of reinsurance assets)0.000.000.000.000.00
Transfer of Fund to Policyholders A/c0.000.000.000.000.00
Income from Investments844.84731.73703.19504.63464.44
Interest, Dividend & Rent - Gross694.22600.48539.57436.14389.47
Profit on Sale of Investments / Redemption of Investments170.91137.04172.54115.97111.35
Less: Loss on sale of Investments / Redemption of Investments-20.29-5.79-8.92-47.48-36.38
Amortisation of (premium) /discount on investments0.000.000.000.000.00
Other Income5.1743.942.9512.3815.57
Forex Gain/( Loss)0.000.000.000.000.00
Profit on sale of Assets (Net)0.610.202.860.180.47
Sundry Balances Written Back (Net)0.000.000.000.000.00
Interest on Income-tax Refund0.0029.700.0912.2115.09
Motor Pool Service Charges0.000.000.000.000.00
Miscellaneous Income (Non Technical)0.000.000.000.000.00
Provision for Doubtful Loans & Investment0.000.000.000.000.00
Provision/(written off ) for Doubtful Debts4.5614.040.000.000.00
Diminution in the value of investments written off0.000.000.000.000.00
Other Expenses     
Expenses relating to Investments and Financial Costs0.000.000.000.000.00
Expenses other than those directly related to the insurance business 60.5970.6791.77129.2583.64
Forex Loss/(Gain)0.000.000.000.000.00
IPO Expenses0.200.200.310.160.15
Provisions for doubtful debts (Including bad debts written off) (Non Technical)-38.68-17.12-4.6811.0447.45
Provisions for diminution In value of investments (Non Technical)95.8278.53-42.86-66.91120.15
Provisions for standard assets (Non Technical)0.000.000.000.000.00
Bad Debts Written Off (Non Technical)82.8022.442.299.230.74
Other Provisions (Non Technical)0.000.000.070.000.00
Contribution to the Policyholders Fund / Account0.00890.69769.69435.7475.08
Profit/Loss before Extraordinary items2,555.182,112.531,683.511,953.951,696.89
Exceptional Items Before Tax0.000.000.000.000.00
Profit Before Extraordinary Items and Tax2,555.182,112.531,683.511,953.951,696.89
Other Adjustments Before Tax0.000.000.000.000.00
Extraordinary Items before tax0.000.000.000.000.00
Profit Before Tax2,555.182,112.531,683.511,953.951,696.89
Taxation636.59383.48412.51480.90503.13
- Current Tax660.50431.67385.50524.45508.18
- Deferred Tax-27.3080.2927.00-43.55-5.05
- MAT Credit0.000.000.000.000.00
- Fringe Benefit Tax0.000.000.000.000.00
- Provision for Tax in respect of earlier years0.000.000.000.000.00
- Provision for Wealth Tax0.000.000.000.000.00
- Other Tax3.39-128.480.000.000.00
Profit After Tax1,918.591,729.051,271.011,473.051,193.76
Extraordinary Items After Tax0.000.000.000.000.00
Discontinued Operations0.000.000.000.000.00
Profit / (Loss) from Discontinuing Operations0.000.000.000.000.00
Tax Expense of Discontinuing Operations0.000.000.000.000.00
Profit Attributable to Shareholders1,918.591,729.051,271.011,473.051,193.76
Adjustments to Net Income0.000.000.000.000.00
Preference Dividend0.000.000.000.000.00
Profit Attributable to Ordinary Shareholders1,918.591,729.051,271.011,473.051,193.76
Information :     
Total Employee Benefits (Information)1,262.131,093.80955.26739.12683.60
OperatingProfitAfterDepreciation1,905.902,382.261,793.971,955.441,544.09
Operation Profit before Depreciation1,905.902,382.261,793.971,955.441,544.09
Dividend Per Share11.0011.009.008.003.50
Dividend Percentage110.00110.0090.0080.0035.00
Equity Dividend541.31491.13441.80363.68159.05
Earning Per Share - Basic39.0335.2125.9132.4126.27
Earning Per Share - Diluted38.7835.1625.8232.2726.19
Weighted Average Shares - Basic49.1649.1149.0645.4545.44
Weighted Average Shares - Diluted49.4749.1849.2245.6445.59