Meanwhile, the BSE Sensex was down 10.38 points, or 0.06%, to 16,902.33.

On BSE, 32,000 shares were traded in the counter as against an average daily volume of 1.64 lakh shares in the past one quarter.

The stock hit a high of Rs 670.95 and a low of Rs 665.70 so far during the day. The stock had hit a 52-week high of Rs 732 on 8 July 2011. The stock had hit a 52-week low of Rs 600.85 on 19 December 2011.

The stock had outperformed the market over the past one month until 7 May 2012, falling 2.38% compared with the Sensex's 3.28% fall. The scrip had also outperformed the market in past one quarter, falling 3.22% as against 4.03% fall in the Sensex.

India's largest mortgage lender by market capitalisation has an equity capital of Rs 295.39 crore. Face value per share is Rs 2.

HDFC's net profit rose 16.13% to Rs 1326.14 crore on 29.23% rise in total income to Rs 4891.03 crore in Q4 March 2012 over Q4 March 2011. The result was announced during trading hours on Monday, 7 May 2012. Shares of HDFC rose 0.57% to Rs 663.55 that day.

HDFC's net profit rose 16.62% to Rs 4122.62 crore on 34.76% rise in total income to Rs 17,354.28 crore in the year ended March 2012 over the year ended March 2011.

For the year ended 31 March 2012, the profit before sale of investments and tax stood at Rs 5,395.43 crore as against Rs 4,507.22 crore in the previous year, representing a growth of 20%.

Profit on sale of investments for the financial year is Rs 270.19 crore which is lower than the corresponding amount of Rs 359.74 crore in the previous year.

After considering profit on sale of investments and after providing Rs 1,543 crore for taxes, the profit after tax for the year ended 31 March 2012 increased by 17% to Rs 4,122.62 crore as compared with Rs 3,534.96 crore in the previous year.

For the quarter ended 31 March 2012, the profit before sale of investments and tax stood at Rs 1,745.08 crore as against Rs 1,420.38 crore in the corresponding quarter of the previous year, representing a growth of 23%.

Profit on sale of investments for the quarter ended 31 March 2012 is Rs 79.06 crore which is lower than the corresponding amount of Rs 133.57 crore in the previous year.

After considering profit on sale of investments and after providing Rs 498 crore for taxes, the profit after tax for the quarter ended 31 March 2012 increased by 16% to Rs 1,326.14 crore as against Rs 1,141.95 crore in the corresponding quarter last year.

As at 31 March 2012, the total assets of HDFC stood at Rs 1,67,520 crore as against Rs 1,39,242 crore as at March 31, 2011 – an increase of 20%.

As at 31 March 2012, the loan book stood at Rs 1,40,875 crore as against Rs 1,17,127 crore in the previous year – an increase of 20%. During the year, the corporation sold loans amounting to Rs 4,978 crore. The growth in the loan book would have been 25% had the corporation not sold any loans during the year.

The spread on loans over the cost of borrowings for the year ended 31 March 2012 stood at 2.27% as against 2.33% in the previous year. Net interest margin for the year was 4.4%, the same as compared to the previous year.

As at 31 March 2012, the unrealised gains on HDFC's listed investments amounted to Rs 24,464 crore (previous year Rs 21,392 crore). This excludes the appreciation in the value of the unlisted investments.

Loan approvals during the year were Rs 90,154 crore as compared to Rs 75,185 crore in the previous year, representing a growth of 20%. Loan disbursements during the year were Rs 71,113 crore as against Rs 60,314 crore in the previous year, representing a growth of 18%.

Cumulative loan approvals and disbursements as at 31 March 2012 were Rs 4,63,400 crore and Rs 3,73,646 crore respectively. This is in respect of approximately 4.02 million housing units.

The average size of individual loans stood at Rs 19.5 lakh as compared to Rs 18.6 lakh in the previous year.

Gross non-performing loans as at 31 March 2012 amounted to Rs 1,069 crore. This is equivalent to 0.74% of the portfolio (as against 0.77% in the previous year). This is the twenty-ninth consecutive quarter end at which the percentage of non-performing loans have been lower than the corresponding quarter in the previous year.

As against non-performing loans of Rs 1,069 crore, the balance in the provision for contingencies account as at 31 March 2012 stood at Rs 1,671 crore (inclusive of provision for non-performing loans ). This is equivalent to 1.16% of the portfolio.

HDFC's capital adequacy ratio stood at 14.6% of the risk weighted assets, as against the minimum requirement of 12%. Tier 1 capital adequacy was 11.7% against a minimum requirement of 6%.

For the year ended 31 March 2012, the cost to income ratio stood at 7.6% as compared to 7.7% in the previous year.